Twas a week before Christmas, and all through the Street,

The markets were restless; no calm at the seat.

The kitchens were quiet, with coffee and glowing screens,

With parents half-watching the news in between.

The headlines were heavy; they came fast and thick,

With Trump back in power and tariff-talk tricks.

Up north, the new Carney-led house felt the glare,

As minority politics hung in the air.

AI was the buzzword - in ads and advice -

Promising fortunes at lightning-fast price.

While Gold touched new highs, a familiar old play,

When fear seeks a shelter and nerves slip away.

Each hour brought "breaking" and another sharp take,

Another bold guess on what markets might break.

But through every headline, one lesson appears:

That patience and prudence outlast all the fears.

So if you must dabble, keep discipline near,

A sound, steady plan is the winner this year.

With goals that are settled and risks understood,

Diversified, balanced, and quietly good.

No plan was rewritten; no panic took lead,

Just sticking to what was designed to succeed.

A week before Christmas, the message is clear:

The best plans feel boring. They work year to year.

This document is provided as a general source of information and should not be considered personal, legal, accounting, tax or investment advice, or construed as an endorsement or recommendation of any entity or security discussed.All investments involve risk, including the potential loss of principal. Leveraged ETFs and other complex investment vehicles may not be suitable for all investors and should only be used with a full understanding of their risks. Asset class performance varies over time, and diversification does not ensure a profit or protect against a loss. Every effort has been made to ensure that the material contained in this document is accurate at the time of publication. Market conditions may change which may impact the information contained in this document. All charts and illustrations in this document are for illustrative purposes only. They are not intended to predict or project investment results. Individuals should seek the advice of professionals, as appropriate, regarding any particular investment. Investors should consult their professional advisors prior to implementing any changes to their investment strategies. The opinions expressed in the communication are solely those of the author(s) and are not to be used or construed as investment advice or as an endorsement or recommendation of any entity or security discussed. Mutual funds and other securities are offered through De Thomas Wealth Management, a mutual fund dealer registered in each province in which it conducts business and a member of the Canadian Investment Regulatory Organization (CIRO).

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